Click HERE to get started with your application. 

At the very end of the application, there will be a document uploader, please upload the following:

  1. Last 30 days of paystubs (1 if you paid monthly, 2 if you are paid semi-monthly, 3 if you are bi-weekly, 5 if you are paid weekly)
  2. Last 2 year’s W2 forms
  3. Last 2 bank statements from all accounts to be used for downpayment, closing costs or reserves
  4. Driver License

If you earn a bonus, commission, or other non-base compensation:

  • Last 2 years’ end of year paystub (we use a 2 year average of bonus/commission).

If you are self employed or receives any type of non-wage income (rental, royalty, partnership, dividends):

  • Last 2 years’ federal tax returns with all schedules 
  • K1s for all entities shown on tax return (if applicable)
  • YTD profit and loss statement to show income trend is steady or improving (if applicable)

If you own 25% or more of a partnership/corporation:

  • Last 2 years' federal corporate tax returns

If you own other properties, please also provide the following documents pertaining to each property:

  • Last mortgage statement
  • Insurance statement
  • Property tax statement
  • Statement or recent email from HOA to confirm dues
  • Lease agreement

Additional items, if applicable

If divorced or in process: Martital Settlement Agreement and final divorce decree

If bankrupt in last 7 years: Bankruptcy discharge paperwork. If chapter 13 need payment history and letter from court to confirm on-time payments

Student loan statements to show terms of loan if currently in deferral

Click HERE to get started with your application. 


Get started with your Digital Mortgage

No hassle, no obligation

Get Started Now!